your in good hands

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Our loan programs offer simple and dependable mortgage financing for single-family and small multi-family and mixed-use commercial properties.

Professional Excellence

Over 25 years of experience

Personal commitment to professional excellence, coupled with a strong desires to help others is something we pride ourselves here at JCJ Capital Lending. We are committed to guiding you every step of the way and getting you into the best loan program available. With over 25 years of experience in the lending field. Rest assure that you are in good hands!
Sergio Villaraus CEO / Mortgage Broker
NMLS #38180

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home loans

Residential

Put our experience to work – we’re a mortgage lender with options to fit your needs.

Commercial Loans

Commercial

Our commercial property loan program is ideal for real estate investors seeking to grow their portfolios with small apartment buildings and mixed-use properties. We offer simplified terms, a smoother process, and lower rates to make sure you get the best value.

our steps

Application

You provide us a completed application and pay for the appraisal. We evaluate your credit to find you the best options.

our steps

Processing

One of our loan processors is assigned and works with you on gathering the rest of our required documentation.

our steps

Closing

Your Processor submits the full loan package to the underwriting team; once approved we schedule your closing.

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our reviews

Guaranteed Service

Great customers and service to match. Read our clients' review.

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